92% Mortgages

Apply Online

About Us : Our Fees

Mortgage Ireland is dedicated to offering an open and transparent service for our clients. Our fair pricing policy means that you will always be aware of any fee or commission we receive before we arrange a mortgage or policy on your behalf.

Mortgage Business
Mortgage Ireland receives a flat commission from all mortgage providers of up to 0.8% of the amount you borrow. We are not “tied” to any particular lenders. There are no thresholds or targets on how much business we have to place with a particular mortgage provider and therefore no incentive to direct you towards one mortgage provider or one particular product. We may charge an administration fee of up to €750 for arranging your mortgage. This fee will of course be declared up front to you and will only be paid on completion of the mortgage.

Life Assurance & Investment Business
We operate on a “best advice basis”. Put simply, that means that we get to know a little about you and what your needs and expectations are and recommend the most appropriate product to suit those needs and expectations. We receive commission from insurers; this amount is disclosed to you before any policy is taken out. In some circumstances, where a significant amount of advice is required we may charge a fee; this is of course agreed before any policy is recommended.

Client’s Money: We do not accept payment to Mortgage Ireland, we can only accept cheques or bankers drafts made payable to an insurance company and will send your cheque or draft directly to insurers.

Payment We strongly recommend that our customers pay premiums directly to the insurers by Direct Debit Mandate.

Receipts: You will receive a receipt for each premium cheque or bankers draft made payable to an insurance company, through us, as required under Section 30 of the Investment Intermediaries Act 1995.